Continuing Education Student Loans
If you are taking continuing education classes or certification programs to improve your job skills, special loans that are more flexible can help ensure that you get the funding you need.
Higher Education Student Loans
If you are a graduate student, a number of loans are created especially for you. In many cases, these allow you to borrow larger sums, as graduate school tends to be more expensive.
Sources of Education Loans
There are several sources available to you for education loans. If you're looking for loans and other financial aid, be sure to consult:
Your School's Financial Aid Office
Your school's financial aid office administers loans offered by the federal government in other sources. Some schools also offer their own loans and financial aid solutions. Your school's financial aid office can help you fill out forms for loans and can tell you about all the types of financial aid you qualify for. Even if you do not consult any other sources for financial aid, you simply must visit your school's financial aid office if you wish to be able to afford your college education.
The Federal Government
The federal government makes a number of loans available to students. The Federal Stafford loans, Perkins loans, and PLUS loans help students afforded their education. To apply for federal government funding, you must fill out the FAFSA (Free Application for Student Aid) form online or at your school's financial aid office.
Banks and Financial Institutions
Lenders -- including banks, lending companies, credit unions, and others -- make loans available for students. These loans tend to be based on your credit history, so you either need a cosigner or an excellent credit score to qualify. However, these loans tend to be more flexible than other types of loans. That is, if you are attending a nontraditional school or have specific needs, banks and other financial institutions will often be able to help you even when other lenders cannot.
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